PSiRA Check with ID

To check the PSiRA registration status or details using an ID number in South Africa, you can follow these steps:

  1. Visit the PSiRA website: Go to the official website of PSiRA (Private Security Industry Regulatory Authority) in South Africa. The website address is https://www.psira.co.za/.

  2. Access the Online Services: Look for a section on the website that refers to “Online Services,” “Check Registration,” or “Verification.” This section might be found in the main menu or under a specific tab related to services.

  3. Find the ID Verification Tool: Within the online services section, there might be an option to verify or check registration using an ID number. This tool typically allows you to input the ID number you want to verify and then provides the relevant information regarding PSiRA registration status.

  4. Enter the ID Number: Follow the instructions provided on the website to enter the ID number you want to check. Ensure that you input the correct ID number for accurate results.

  5. Review the Results: Once you’ve submitted the ID number, the system should generate information about the registration status or any other relevant details associated with that ID number within the PSiRA database.

If you can’t find an online verification tool or if the website doesn’t offer this service, you might need to contact PSiRA directly for assistance. They usually have customer service or support channels through which you can inquire about the registration status using an ID number.

You can visit our website on www.psira.co.za,on the far right of the home screen, go to online verification, enter your id number, click I’m human then click submit. 

FAQ On PSiRA

Frequently Asked Questions (FAQ) On PSiRA (Private Security Industry Regulation Act)

1. How long does it take for PSiRA application to be approved?
12 working days
NB : Kindly advice the clients that the 12 days waiting period does not include weekends and public holidays.

2. Where can I go collect my Psira certificate?
At your nearest PSiRA branch except the head office. Please bring along your ID book for first time collection.

3. How can I obtain the PSiRA individual registration form without going to a Psira branch?
You can simply go on to the Psira website on www.psira.co.za , go to publications, scroll down to downloads, choose option for the registration form and select the one you require.

4. How would I know when my Psira application has been approved?
You can contact our customer care line on 086 133 3850 with your ID number handy to check the status of your application.
Or
Visit our website on www.psira.co.za,on the far right of the home screen, go to online verification, enter your id number, click I’m human then click submit.

5. Is it possible that you can post my certificate?
No, it is not possible, please note that our systems requires the owner’s finger print to print the certificate out, therefore you are required to personally come through to our offices for assistance.

6. Can someone renew my individual certificate on my behalf?
Unfortunately not, you are required to personally visit any of our offices except the head office with all the required documents as we need to verify your finger print on the system before we can print the certificate for you.

For those who are employed, your employer can renew your certificate on your behalf with your consent.

7. After how long does the individual/Business certificate expire?
** Individual certificate expires after 24 months.
** Business certificates expire after every 12 months.

8. What are the requirements to renew business certificate?
** Application letter from business (printed on business letterhead)
** Annual fees paid in full or sign acknowledgement of debt;

Secondary requirements :
Tax clearance certificate; Registration with COID (if the business has employees).

9. What are the requirements to renew your individual certificate?
** Duly completed application form (Renewal of individual certificate form)
** Payment of prescribed amounts (Certificate R40 First renewal / R20 Second renewal /R90 Re-issue and upgrade, ID Card R60 First issue / R90 Re-issue and upgrade)
** Authenticated copy of first page of ID document
** Original PSiRA certificate (affidavit if lost / misplaced).

10. I have checked my individual registration status and it says withdrawn, what does that mean?
Application may be withdrawn due to a criminal record or annual fees not being paid. Contact our customer care number on 086 133 3850 and verify.

Tax and Insurance in South Africa 2025

Tax and Insurance in South Africa: What You Need to Know in 2025

In South Africa, understanding the relationship between tax and insurance is essential for protecting your financial future and making the most of available tax benefits. Whether you're an individual, a freelancer, or a business owner, the smart use of insurance can help you reduce your tax liability and safeguard your assets.

Why Insurance Matters for Tax in South Africa

Insurance is more than just a safety net—it can also have a direct impact on your tax situation. From medical insurance to business insurance, certain premiums and policies may qualify for deductions or influence how you declare your income and expenses to SARS (the South African Revenue Service).

  • Tax Deductions: Certain insurance premiums, especially related to medical schemes and business cover, may offer tax advantages.
  • Asset Protection: Insurance helps manage risk, ensuring you’re financially secure when unexpected events occur.
  • Estate Planning: Life insurance can play a key role in reducing estate duty and ensuring a smooth transfer of wealth.

Types of Insurance and Their Tax Implications

1. Medical Insurance (Medical Schemes)

If you're contributing to a registered medical aid, you're entitled to a Medical Scheme Fees Tax Credit (MTC). This credit is a fixed amount per month for you and your dependents and reduces your overall tax liability.

2. Life Insurance

While life insurance pay-outs (on death) are generally not subject to income tax, they can be considered when calculating estate duty. Policies structured under a trust or with specific beneficiaries may help reduce the overall tax burden on your estate.

3. Short-Term Insurance (Vehicle, Home, Contents)

Personal short-term insurance is not tax-deductible for individuals. However, if you use part of your home or vehicle for business, the portion of insurance premiums related to business use may be claimed as a business expense.

4. Business Insurance

For companies and self-employed individuals, business insurance premiums—such as professional indemnity, commercial property cover, or key person insurance—are usually tax-deductible as operating expenses.

5. Disability and Income Protection Insurance

The tax treatment of disability insurance changed in recent years. Payouts from income protection insurance are now generally taxed as income, but premiums are not tax-deductible. Understanding this shift is important when planning your cover.

Tax Tips to Maximise Your Insurance Benefits

  • Keep Detailed Records: Always keep documentation of insurance premiums, especially those linked to business or medical expenses.
  • Consult a Tax Practitioner: SARS regulations around insurance and tax can be complex. A registered tax advisor can help ensure you claim all available deductions correctly.
  • Review Policies Annually: Update your insurance portfolio regularly to ensure your cover aligns with your income, expenses, and current tax laws.
  • Use Structuring Wisely: For high-net-worth individuals, structuring life insurance policies within a trust can reduce estate duty exposure.

Frequently Asked Questions: Tax and Insurance in South Africa

Q: Can I deduct life insurance premiums from my South African taxes?
A: No, life insurance premiums are generally not deductible. However, they may play a key role in estate planning.

Q: Are medical aid contributions tax-deductible?
A: Not exactly. Instead, you receive a Medical Tax Credit—a fixed monthly rebate that reduces your tax payable.

Q: Can I claim car insurance as a tax deduction?
A: Only if the vehicle is used for business purposes. You can claim the business-use portion of your vehicle insurance.

Q: Is business insurance tax-deductible in South Africa?
A: Yes. Business insurance premiums related to company operations are generally tax-deductible.

Final Thoughts

In South Africa, insurance isn't just about protection—it's a strategic tool for managing your tax liability, preserving wealth, and supporting long-term financial stability. Whether you’re reviewing your medical insurance, planning your estate, or choosing the right business insurance, it’s essential to understand how these choices affect your tax outcomes.

With the right advice and a well-structured insurance portfolio, you can reduce your tax bill while ensuring comprehensive protection for yourself, your family, or your business.